Car insurance policy qualifies for tax deduction under IRS rules and regulations only if you are a self-employed individual who uses personal car for business related work. Check if that is the case with you.

Although insurance companies run credit checks for assessing risks involved in providing coverage to drivers, your application for getting car coverage has nothing to do with credit. In other words, you are not applying for any new credit and so, your personal credit profile will not be affected in anyway.

Buying home insurance coverage is mandatory in some states while it may not be a necessity in few other states. However, most of the mortgage loan lenders require applicants to purchase insurance policies for protecting their investments. To that effect, if you are planning to finance a new home, you may have to buy insurance.

When you buy home on finance with a customized homeowner’s insurance cover, it could be vital for you to maintain an up-to-date record. Such a prerogative may prove to be extremely helpful in expediting the claims settlement process if the need for filing claim arises.

Life insurance coverage will be much cheaper if you get it through your employer. Many companies purchase group life insurance covers for their employees as a welfare measure. Term life insurance policies provided by some top rated insurers to employers may have surprisingly low premiums.

The most affordable personal or individual health insurance plans could be available on your state’s online marketplace.

Plenty of healthcare insurance options are available on online marketplace and private exchanges. It is important that you learn how to select the correct alternative for your specific individual or family healthcare needs as well as your budget by consulting a competent local insurance agent for free.